UnifiedTrust.com — Terms and Conditions of Use
At Unified Trust we focus on our clients' long-term goals and create solutions that will realistically help them achieve those goals. Putting the investor first is not only our core belief, it's part of our charter as a national trust company. We offer true fiduciary responsibility and we take it very seriously.
The Terms and Conditions of Use apply to you when you view, access or otherwise use this website. BY ACCESSING THIS SITE, YOU AGREE TO BE BOUND BY THE LEGAL TERMS AND CONDITIONS OF USE SET FORTH BELOW. IF YOU DO NOT AGREE TO THESE LEGAL TERMS AND CONDITIONS OF USE, DO NOT ACCESS THIS SITE, OR ANY PAGES HEREOF.
Information. Unified Trust Company, N.A. provides information on our website for general informational purposes only. Unified Trust does not provide tax, accounting or legal advice, and information presented about tax considerations is not intended as tax advice and should not be relied upon for the purpose of avoiding any tax penalties. Clients should always review any planned financial transaction(s) or arrangement(s) that may have tax, accounting or legal implications with their personal, non-Unified Trust tax and legal professional advisors. The information on the website may be changed without notice and is not guaranteed to be complete, correct or up-to-date. While we try to update our website content on a regular basis, it may not reflect the most current industry or legal developments. The opinions expressed on our website, including the articles listed in the Library section are the opinions of the individual author(s) and may not reflect the opinions of Unified Trust Company, N.A.
NO WARRANTY. WE WILL MAKE EVERY REASONABLE EFFORT TO INCLUDE ACCURATE AND UP TO DATE CONTENT ON OUR WEBSITE. HOWEVER, THE CONTENT ON OUR WEBSITE (INCLUDING ANY GRAPHICS) AND ANY MATERIALS MADE AVAILABLE THROUGH OUR WEBSITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, UNIFIED TRUST DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, UNIFIED TRUST DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE CONTENT ON OUR WEBSITE IN TERMS OF ITS CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE, THE CONTENT ON OUR WEBSITE COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. THIS CONTENT COULD BECOME INACCURATE AS A RESULT OF DEVELOPMENTS OCCURRING AFTER PUBLICATION. UNIFIED TRUST UNDERTAKES NO OBLIGATION TO KEEP ANY SUCH INFORMATION CURRENT. UNIFIED TRUST ENDEAVORS TO MAINTAIN OUR WEBSITE AND ITS OPERATION, BUT IS NOT, AND CANNOT BE, RESPONSIBLE FOR THE RESULTS OF ANY DEFECTS THAT MAY EXIST IN THE WEBSITE OR ITS OPERATION. AS TO THE OPERATION OF THE WEBSITE, UNIFIED TRUST EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OR MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. UNIFIED TRUST MAKES NO WARRANTY THAT (i) THE OPERATION OF THE WEBSITE WILL MEET THE USER’S REQUIREMENTS; (ii) ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR FREE OF ERRORS; (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEBSITE WILL BE ACCURATE OR RELIABLE; OR (iv) DEFECTS WILL BE CORRECTED, YOU (AND NOT UNIFIED TRUST) ASSUME THE ENTIRE COST OF ALL SERVICING, REPAIR, OR CORRECTION THAT MAY BE NECESSARY FOR YOUR COMPUTER EQUIPMENT AND SOFTWARE AS A RESULT OF ANY VIRUSES, ERRORS OR OTHER PROBLEMS YOU MAY HAVE AS A RESULT OF VISITING THE WEBSITE.
TO THE EXTENT THAT THE LAW DOES NOT PERMIT THE DISCLAIMER OF WARRANTIES, ALL CONTENT ACCESSIBLE ON THE WEBSITE, OR ANY OTHER WEBSITE TO WHICH WE LINK, AND ALL OPERATIONS ON THE WEBSITE ARE WARRANTED ONLY TO THE MINIMUM AMOUNT LEGALLY REQUIRED.
NO LIABILITY. IN USING THE WEBSITE, YOU SPECIFICALLY AGREE THAT YOU WILL NOT HOLD UNIFIED TRUST LIABLE TO YOU OR ANY PARTY FOR ANY DAMAGES OR INJURY OR LOSS, INCLUDING ANY DIRECT, SPECIAL INCIDENTAL, CONSEQUENTIAL, PUNITIVE DAMAGES OR LOST PROFITS, THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS ON THE SITE (OR ANY OTHER LINKED WEBSITE), WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE ON THE WEBSITE (OR ANY OTHER LINKED WEBSITE). UNIFIED TRUST SHALL NOT BE LIABLE EVEN IF UNIFIED TRUST OR A UNIFIED TRUST AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE INCLUDE BUT ARE NOT LIMITED TO DAMAGES OR INJURY CAUSED BY ERROR, OMISSION, INTERRUPTION, DEFECT, FAILURE OF PERFORMANCE, DELAY IN OPERATION OR TRANSMISSION, LINE FAILURE, COMPUTER VIRUS OR OTHER HARMFUL COMPONENT.
THESE LIMITATIONS ON UNIFIED TRUST’S LIABILITY MAY BE DIFFERENT IN CONNECTION WITH PARTICULAR PRODUCTS OR SERVICES THAT ARE OFFERED.
Copyright and Trademark Notice. Copyright of the pages and the screens displaying the pages, and the information and material therein, is owned by Unified Trust Company, N.A. unless otherwise indicated and may not be distributed, modified, reproduced in whole or in part without the prior written permission of Unified Trust. The display of trademarks herein does not imply that a license of any kind has been granted. Any downloading, re-transmission, or other copying or modification of the trademarks and/or the contents herein may be a violation of Federal trademark and/or copyright laws and could subject the copier to legal action. The trademarks and logos (collectively the "Trademarks") displayed on this site, unless otherwise indicated, are registered and unregistered Trademarks of Unified Trust. Use of any Unified Trust trademarks without the prior written consent of Unified Trust may constitute copyright infringement and unfair competition in violation of federal and state laws.UNAUTHORIZED COPYING, REPRODUCTION, REPUBLISHING, UPLOADING, POSTING, TRANSMITTING OR DUPLICATING OF ANY OF THE MATERIAL IS PROHIBITED. You may download any downloadable materials displayed on the website only for personal, noncommercial and informational purposes, provided that the documents are not modified and provided you maintain and abide by all copyright, trademark and other notices contained in such material.
Commercial Use of Website and Screen Shots. Reproduction, copying, or redistribution of materials on our website for commercial purposes is prohibited without the express written permission of Unified Trust. Any use, reproduction, or distribution of material on our website may be subject to state and federal privacy and other laws requiring the specific written consent of the subject. To obtain permission to copy material on Unified Trust’s website, please write Unified Trust Company, N.A., Attn: Compliance, 2353 Alexandria Drive, Suite 100, Lexington, KY 40504. Unified Trust reserves the right to refuse permission to copy, distribute, broadcast, or publish any of its copyrighted material, including text and images on the website.
Links to Other Websites and/or Materials. Links may appear on the website that may be used to link to other websites. These links are provided solely as a courtesy to our visitors. Unified Trust has no control over the linked sites or the materials, information, goods or services available or contained on these linked sites and Unified Trust is not responsible for and does not endorse or warrant in any way any materials, information, goods or services available through such linked sites or any privacy or other practices of such sites. If you decide to access any of the linked sites, you do so entirely at your own risk. Unified Trust reserves the right to terminate any link at any time.
Prohibited Actions. You acknowledge and agree that you will not: (i) collect or store personal data about other users of this website, or (ii) upload, e-mail or otherwise transmit any material that contains viruses or any other computer code, files or programs that might interrupt, limit or interfere with the functionality of any computer software, hardware, database or file, or communications equipment that is owned, leased or used by Unified Trust. Unified Trust reserves the right to block access to our website for any reason, including but not limited to: backing up the system; maintaining or restoring security to Unified Trust’s site and systems if we believe your access codes have been or may be obtained or are being used or may be used by an unauthorized person(s); maintaining the general security and/or integrity of your accounts, or our data and/or systems.
Modification of Terms and Conditions of Use. Unified Trust reserves the right to revise these Terms and Conditions of Use at any time by updating this posting. Your continued use of the website constitutes your agreement to comply with such revisions, so you should visit this page from time to time.
Entire Agreement. If any part of these Terms and Conditions of Use is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. These Terms and Conditions of Use shall be subject to any other agreements you have entered into with Unified Trust Company, N.A.
Jurisdiction. The user’s access to and use of Unified Trust’s website, and these Terms and Conditions of Use are governed by the laws of the Commonwealth of Kentucky, United States of America. Any action against Unified Trust arising from or relating to your access to and use of the website and provisions of these Terms and Conditions of Use must be brought by you in state or federal court located in the Commonwealth of Kentucky, Fayette County. You consent to the jurisdiction and venue of the state and federal courts located within the Commonwealth of Kentucky, Fayette County, for the adjudication of all claims by Unified Trust against you arising from or relating to your access to and use of Unified Trust’s website and the provisions of these Terms and Conditions of Use.
Non-Deposit Investment Products. Before investing, it is important that you understand that investment products (including securities and mutual funds) and insurance products involve risk and may lose value, including possible loss of the principal amount invested. Investment products are not FDIC insured or insured by any Federal government agency and are not deposits of, guaranteed or insured by Unified Trust Company, N.A. or Unified Financial Services, Inc.
General. Unified Trust Company, N.A. is an equal opportunity employer. The information contained in various articles or graphs is prepared by Unified Trust Company, N.A. and reflects the current opinion of the authors. The sources and data upon which the report are based are believed to be accurate and reliable, but Unified Trust does not warrant the accuracy or completeness of information contained herein, takes no responsibility for any errors and omissions contained herein, and accepts no liability whatsoever for any loss arising from any use of, or reliance on, this report or its contents. The content, opinion(s), and forward looking statements on Unified Trust’s website are subject to change and may be withdrawn without notice. Information may be available to Unified Trust or its affiliates that is not reflected in the website content. Information provided on Unified Trust’s website is general in nature and is not intended to be used as the primary basis of investment decisions, and because of individual client objectives, should not be construed as advice designed to meet the particular investment needs of any investor. Speak with your Unified Trust representative concerning your personal situation. Unified Trust’s website content is for information purposes only and is not an offer to sell or the solicitation of an offer to buy any investment product. Diversification of your investments and allocation among different asset classes does not guarantee a profit or eliminate the risk of loss of value of the assets, and past performance and economic data presented is historical, and is not a predictive or a guarantee of future results. Unified Trust does not provide tax, accounting or legal advice, and information presented about tax considerations is not intended as tax advice and should not be relied upon for the purpose of avoiding any tax penalties. Clients should always review any planned financial transaction(s) or arrangement(s) that may have tax, accounting or legal implications with their personal, non-Unified Trust tax and legal professional advisors.